LEFT TO SPEND · JUNE 2026
₹28,450
●●●●●
₹96,550 spent of ₹1,25,000 income · 77% used
INCOME
₹1,25,000
●●●●●
Salary + Freelance · June 2026
SPENT
₹96,550
●●●●●
Across 8 categories · June 2026
BUDGET ALERTS
ShoppingOver budget!
Eating Out / SnacksOver budget!
THIS MONTH'S BREAKDOWN
Expenses
All spending · June 2026
June 2026 — 24 entries
| Date | Description | Category | Amount |
|---|---|---|---|
| 01 Jun | Home Loan EMIHDFC Bank auto-debit | Loans & Debt | −₹22,000 |
| 01 Jun | Car Loan EMIAxis Bank auto-debit | Loans & Debt | −₹5,000 |
| 02 Jun | House RentMonthly rent — Kondapur | Housing | −₹18,000 |
| 03 Jun | School Fees — AaravJune term fees | Kids Fees | −₹14,500 |
| 05 Jun | SIP — Nifty 50Zerodha Coin | Investments | −₹7,500 |
| 05 Jun | Chit Fund InstalmentShriram Finance | Investments | −₹4,000 |
| 07 Jun | LIC PremiumAnnual policy — monthly portion | Insurance | −₹3,500 |
| 07 Jun | Health InsuranceStar Health family floater | Insurance | −₹2,500 |
| 08 Jun | FD DepositSBI recurring deposit | Savings | −₹8,000 |
| 10 Jun | Grocery — Big BasketMonthly household | Groceries | −₹3,850 |
| 12 Jun | Myntra — clothesSummer sale haul | Shopping | −₹4,200 |
| 13 Jun | Dinner — Farzi CafeFamily outing | Eating Out | −₹2,400 |
| 15 Jun | Amazon — electronicsKeyboard + cable | Shopping | −₹3,000 |
| 17 Jun | Electricity BillTSSPDCL | Utilities | −₹1,200 |
| 18 Jun | Dominos + SwiggyWeekend delivery | Eating Out | −₹1,950 |
| 20 Jun | Netflix + HotstarAnnual split | Subscriptions | −₹399 |
| 21 Jun | Petrol — HPCLMonthly fill-up | Transport | −₹4,200 |
| 22 Jun | Mobile rechargeJio — 3 months plan | Subscriptions | −₹719 |
| 23 Jun | Bata — shoesKids school shoes | Kids | −₹1,482 |
| 24 Jun | Cafe Coffee DayOffice snacks | Eating Out | −₹650 |
Income
All earnings · June 2026
June 2026
| Date | Source | Type | Amount |
|---|---|---|---|
| 01 Jun | Accenture — Monthly SalaryAfter TDS deduction | Salary | +₹95,000 |
| 14 Jun | Freelance — UI/UX ProjectClient: TechStartup Hyd | Freelance | +₹20,000 |
| 20 Jun | Freelance — Web AuditClient: Retail Co. | Freelance | +₹10,000 |
Year so far — 2026
| Month | Salary | Freelance | Total |
|---|---|---|---|
| January | ₹95,000 | ₹0 | ₹95,000 |
| February | ₹95,000 | ₹15,000 | ₹1,10,000 |
| March | ₹95,000 | ₹25,000 | ₹1,20,000 |
| April | ₹95,000 | ₹10,000 | ₹1,05,000 |
| May | ₹95,000 | ₹35,000 | ₹1,30,000 |
| June | ₹95,000 | ₹30,000 | ₹1,25,000 |
Reports
Financial summary · 2026
Avg Monthly Income
₹1,14,167
Jan–Jun 2026
Avg Monthly Spend
₹89,200
Jan–Jun 2026
Net Saved (YTD)
₹1,49,800
Jan–Jun 2026
MONTHLY INCOME VS SPEND
■ Income (indigo) · chart shows proportional heights
Month-by-month breakdown
| Month | Income | Expenses | Savings | Savings Rate |
|---|---|---|---|---|
| January | ₹95,000 | ₹82,400 | ₹12,600 | 13% |
| February | ₹1,10,000 | ₹88,500 | ₹21,500 | 20% |
| March | ₹1,20,000 | ₹95,200 | ₹24,800 | 21% |
| April | ₹1,05,000 | ₹84,100 | ₹20,900 | 20% |
| May | ₹1,30,000 | ₹88,000 | ₹42,000 | 32% |
| June | ₹1,25,000 | ₹96,550 | ₹28,450 | 23% |
AI Chat
Ask anything about your finances
✦
Folio AI
● Online
Hi Arjun! 👋 I've looked at your June 2026 finances. You've spent ₹96,550 out of ₹1,25,000 income — that's 77% used. You have ₹28,450 left to spend this month.
Your biggest expenses are Home Loan EMI (₹22,000), Rent (₹18,000), and School Fees (₹14,500). Also a heads up — Shopping and Eating Out are both over budget. Ask me anything!
Your biggest expenses are Home Loan EMI (₹22,000), Rent (₹18,000), and School Fees (₹14,500). Also a heads up — Shopping and Eating Out are both over budget. Ask me anything!
Goals
Your savings targets — June 2026
Emergency Fund
₹5,76,000 saved₹8,85,000 target
Family Vacation — Europe
₹90,000 saved₹2,50,000 target
New MacBook Pro
₹95,400 saved
₹1,80,000 targetInvestment Corpus
₹4,20,000 saved₹10,00,000 target
Aarav's Education Fund
₹3,60,000 saved₹20,00,000 target
Gold Savings (5 tola)
₹2,52,000 saved₹3,50,000 target
Budgets
June 2026 · Budget vs actual
🛍️ Shopping
₹7,200 spent
of ₹5,000 budget
Over by ₹2,200
🍽️ Eating Out / Snacks
₹4,350 spent
of ₹3,000 budget
Over by ₹1,350
🏠 Housing / Rent
₹18,000 spent
of ₹20,000 budget
🛒 Groceries
₹3,850 spent
of ₹6,000 budget
⛽ Transport / Fuel
₹4,200 spent
of ₹5,000 budget
💡 Utilities
₹1,200 spent
of ₹2,000 budget
🎬 Subscriptions
₹1,118 spent
of ₹1,500 budget
🏥 Health / Medical
₹0 spent
of ₹3,000 budget
Recurring
Fixed monthly transactions · auto-tracked
Monthly commitments
Home Loan EMI — HDFC
Monthly · 1st of month · 18 EMIs remaining
−₹22,000
House Rent — Kondapur
Monthly · 2nd of month
−₹18,000
School Fees — Aarav
Monthly · 3rd of month
−₹14,500
SIP — Nifty 50 Index
Monthly · 5th of month · Zerodha
−₹7,500
Chit Fund — Shriram Finance
Monthly · 5th of month · 24 months left
−₹4,000
Car Loan EMI — Axis Bank
Monthly · 1st of month · 8 EMIs remaining
−₹5,000
LIC Premium (monthly portion)
Monthly · 7th of month
−₹3,500
Star Health — Family Floater
Monthly · 7th of month
−₹2,500
SBI Recurring Deposit
Monthly · 8th of month
−₹8,000
Netflix + Hotstar Bundle
Monthly · 20th of month
−₹399
Jio Postpaid
Monthly · 15th of month
−₹399
Accenture Salary
Monthly · 1st of month · credited
+₹95,000
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| Date | File | Bank | Transactions | Status |
|---|---|---|---|---|
| 01 Jun 2026 | HDFC_May2026.csv | HDFC Bank | 48 rows | Imported |
| 02 May 2026 | Axis_Apr2026.pdf | Axis Bank | 32 rows | Imported |
| 01 Apr 2026 | HDFC_Mar2026.csv | HDFC Bank | 51 rows | Imported |
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